T hese terms and conditions, are hereby entered into by and between MotorClub 500 or MC500 — a division of GeoCapital-1 (duly registered businesses), under its eCommerce Venture department — and all registrants, associates, members, affiliates, subscribers, and/or enrolled participants concerned — except for the Standard Club Members terms of participation.

This agreement includes the business mechanics and relevant contents of the MC500 site — found specifically on the Services + Opportunity Page. Therefore, these terms are legally binding for both the services package and the optional side income opportunity.

I. Titles and Terminologies: The following position titles and/or terminologies are used conditionally and interchangeably in this membership advocacy and services subscription site, i.e. registrant, enrolled participant, subscriber, Club member, associate, club associate, club advocate, road safety advocate, advocate director, affiliate, and other similar or identical position titles related thereto — all refer to a freelance independent sales representative and/or independent contractor as defined, implied, and/or used accordingly under paragraphs IV, V, and VI.

The only exceptions to most of these terms and conditions are Standard Club members, who have their own set of terms and guidelines as non-sales representatives and non-independent contractors in the business component of MotorClub 500 — as defined on the STANDARD Club member page.

II. It should be clearly understood that by joining MotorClub 500, a registrant voluntarily, willfully, and/or conditionally agrees to the following:

A. To be a subscriber of the services and/or products offered on this site;

B. To be a member of the Club itself as a community of like-minded motorists supporting road safety advocacy and practices;

C. To be a beneficiary of privileges, benevolent assistance, benefits, and/or opportunities;

D. To act as an independent freelance membership and subscription sales representative and/or independent contractor, having full control of one’s time, effort, and resources in pursuing the advocacy and business opportunity components thereof.

Therefore, the terms, conditions, agreements, practices, operational and ethical standards, mechanics, and the like serve only the mutual interests of the parties involved, and are intended for organizational management purposes, including copyright, intellectual property, stakeholder rights, and compliance with related federal and state law requirements.

E. You voluntarily and willfully become a Road Safety Advocate or RSA, as defined on this site — consistent with applicable state laws, traffic rules, and regulations.

F. You indemnify, release, and/or legally discharge MotorClub 500, its principal business GeoCapital-1, its management and staff, and any business partners and/or stakeholders from any form of damage or loss incurred in the course of performing such voluntary road safety advocacy.

III. As a Registrant, Subscriber, and/or Enrolled Participant of MC500: This refers to those who have voluntarily signed up and/or subscribed to this eCommerce venture, specifically through the purchase of the MC500 Biz Software Package or MC5-BSP in the amount of USD299 — voluntarily renewable each year. It also refers to MC500's Associates and/or Members (of legal age or at least 18 years old) holding the corresponding position titles outlined under the Opportunity Page.

For security and business interests, MC500 management reserves the right and discretion to qualify or approve voluntary membership enrollments, as well as to screen its membership community as deemed necessary.

Additionally, as an independent contractor under the IRS 1099 provision or its equivalent, and in the absence of an employer-employee relationship, the registrant concerned has no ownership or control rights whatsoever over MC500, its parent business, subsidiaries, and/or any ventures thereof. Thus, participation is voluntary and entrepreneurial in nature — but includes an assured benevolent assistance guarantee or benefit of up to $1000 towards collision inconveniences, repair costs, and/or deductibles of any insured vehicle belonging to the registrant concerned — as defined accordingly under this paragraph.

IV. Safety Advocacy Programs and Projects: At the discretion of MotorClub 500 management, part of the yearly membership subscription and sales revenue will be conditionally used to fund legitimate programs and projects on road safety advocacy, which may include other related events and/or activities.

V. Services and Benefits Package: As outlined on the Services + Opportunity page, a registrant/Club member is subscribing to the following (current and planned) services and entitlements offered by MotorClub 500:

A. Guaranteed Club member Assurance Program (CMAP): Up to $1000 towards the deductible and/or collision repair cost as defined under paragraph VII, and as a form of a benevolence fund, should the unexpected happen to a Club member causing inconveniences and/or any expenses as a result of a vehicular incident as defined under paragraph VII.

B. Monthly Empowerment and Motorists Orientation or MEMO: A monthly 2-hour Opportunity & Road Safety Forum attendance or entitlement to facilitate and/or lead a forum/club meeting as an Independent Associate/Road Safety Advocate (a $30 value per month or $360 per year);

C. Classroom or Online Driver Safety (Refresher) Course of up to $30 (once a year by reimbursement per receipt from a service provider — to be forwarded as an attached file to mc5photofile@gmail.com via the Club member's registered email with MC500.

D. Lockout Service: Up to $70 once a year by reimbursement per receipt from a service provider — to be forwarded as an attached file to mc5photofile@gmail.com via the Club member's registered email with MC500.

E. Roadside Assistance/Services: A total of up to $150 once a year for reimbursement claim(s) per official receipt(s).

F. Windshield Replacement: Major and/or unsafe condition or damage: Up to $300  once a year reimbursement claim per official receipt. This should include the "Before and After" condition of the windshield in clear photos. Note: "Before Photos" refer to those on file — submitted to mc5photofile@gmail.com during the registration process.

G. Yearly Member Replicated Website Setup, Back Office Software, and Maintenance. A $95 value per year; 

H. Admin and Business Support: Email, Chat, Call Center, Teleconference, Online Club Meeting/Forum (whichever is necessary): $75 value per year;

I. Educational Outreach: A $120 annual value — Periodic road safety videos and advocacy resources available on the member dashboard.

J. Other future services, benefits, privileges, and/or support initiatives for Club members/associates without additional cost or charges — except for any necessary increase in the yearly membership fee, which will be communicated with prior notice. 

VI. Sales & Marketing Activities: Participation in the "Business Component" of MotorClub 500 i.e., Sales & Marketing of the MotorClub 500 Biz Software Package or MC5-BSP is voluntary — though it is part of the purchase package of becoming a member/associate.

Thus, a Club member or associate is always entitled to all other components of the business software package — even if said member/associate chooses not to participate in the Sales & Marketing of the Biz Software Package. In any case, participation in the sales and marketing activity can always be availed of or activated by following the terms and mechanics accordingly.

VII. Deductible and Collision Repair Cost Benevolence Assurance Benefit: This program is under the MC500's Club member Assurance Program or CMAP. As a Club member, you are entitled to financial benevolence assistance of up to $1000 — towards your deductible and/or collision repair cost in any given year of your membership. This once-a-year benefit claim applies to any vehicle registered and insured under your name that you have personally driven in a given collision incident.

Additionally, the general term "assurance" is also used to refer to the [benevolent] assurance and/or guarantee that a Club member/subscriber is entitled to, as defined below.

B. To support and promote the advocacy agenda of MotorClub 500 in an expeditious manner — to create a "synergy of action" among Club members/associates as Road Safety Advocates or RSAs.

C. Not-at-fault collision incidents that may not qualify for entitlement to the CMAP claim: When the other party or motorist does not have a vehicle policy or is underinsured (UIM) but has assumed the cost of damages. Should there be a problem in the settlement of damages incurred, appropriate legal action, such as at the Small Claims Court, may be considered by the Club member concerned. In a hit-and-run case, a qualified Club member is entitled to the CMAP benevolent fund accordingly — in addition to their policy claim benefit with an insurer.

This CMAP claim excludes damages caused by nature, as well as man-made vandalism or abuse, among other cases not related to a collision incident with other motorists, and other vehicle-related incidents not specified under these terms and conditions.

Additionally, vehicular collision incidents involving a Club member performing a work-related task or on active duty with an app — such as doing a rideshare or delivery job, whether at fault or not — will disqualify them from entitlement to the Club membership Assistance Program (CMAP). This preventive measure ensures there is no conflict of interest between MC500 and the entity the Club member works for.

D. Procedure to Claim the $1000 [Benevolent] Assurance or the CMAP: A formal estimate from an established car body shop, duly recognized or approved by MC500, will serve as proof for collision claims. A copy of the estimate should be submitted or sent to the Benefits Claim & Documentation email: mc5photofile@gmail.com. A copy of a police report may also be required when deemed necessary, or a duly notarized "Affidavit of Vehicular Collision." This includes proof of (at-fault) insurance claims should a Club member choose or need to use their insurance policy with a deductible.

CMAP benevolence fund assistance shall be released within fourteen (14) business days after submission of the required proof, estimate, and verification. This includes photos of the damaged side(s) of the vehicle in reference to Paragraph XXIII — as proof of both "Before and After" a collision incident.

Any "Fraudulent Act" will be dealt with accordingly and may include "permanent membership disqualification" and forfeiture of benefits and privileges, among others.

E. Disclaimer: The deductible and collision repair cost assurance under CMAP is essentially a Club member benevolence funding assistance program — not a form or type of vehicle insurance coverage. This benefit under the MC500's Club member Assurance Program or CMAP is part of the Biz Software Package being sold to any interested parties and/or MC500's Club members or associates, respectively.

VIII. Membership and Subscription/Sales: When you present the services, opportunity, and advocacy components of MotorClub 500 to a prospective client or member, there are basically three transactions that take place in the process:

A. Upon registration or joining, a friend or contact becomes a Club member and a road safety advocate, as defined under the terms, conditions, and disclaimer sections.

B. He or she becomes a subscriber of MotorClub 500's advocacy and opportunity software/program, which includes a replicated website after registration. Participation in the opportunity program is voluntary.

C. A sales transaction occurs as a result of the above business activities. This is why we use the term Residual Sales Volume Credit or RSVC for every completed membership and subscription for sales commission credit purposes — as part of the All-In-One Benefits Package found on the Services + Opportunity page. This includes services, products, and other member assistance benefits and entitlements as defined therein.

IX. Sales Incentives, Residual Commissions: Access to each participant’s individual "Real-Time Back Office or Dashboard" provides complete transparency regarding sales incentives, residual commissions, and/or payout schedules. Payouts for incentives and commissions will be made on a monthly basis through "Online Fund Transfer, ACH, or Electronic Check." This aligns with the policy of reducing paper usage as an environmentally responsible business practice and for security purposes as a primary concern. Other convenient and secure methods of paying commissions and incentives will be utilized when deemed necessary.

X. Payout Schedule: The payout cut-off is on the 30th day of each month, except for February, when the payout falls on the last day of the month, i.e., the 28th or 29th. Therefore, payouts (checks or fund transfers as defined) should be received within the first week of each month, and no later than the second week. Associates/members must maintain an "Active Status" to continue receiving any residual income or commissions accumulated over time, based on the Sales Volume system or the number of both direct and indirect referrals.

XI. Transfer of Income Beneficiary: In the event of the participant’s inability or absence, and in the absence of a "Will" or any document or record specifying the beneficiary or beneficiaries of any incoming or future income, the closest relative and/or person of legal age directly related to the participant will be determined or resolved by the MC500 management accordingly. Alternatively, by state law, it will be transferred to the Federal State of residence under its Unclaimed Property Department if a state provision so requires.

XII. Income Tax: It is the sole responsibility of MC500 associates/members to comply with any tax obligations and/or income disclosures for taxation purposes. All concerned parties must adhere to IRS provisions and guidelines, or any relevant state tax laws. In the U.S., IRS Form 1099-MISC (Miscellaneous Income) or 1099-NEC (Non-Employee Compensation) will be the appropriate filing and processing forms for this type of income or revenue—only if you earned at least $600 in a given fiscal or tax year. MC500, if required by the IRS, will also report and/or facilitate such taxable income using the appropriate IRS form. As a reminder, the Internal Revenue Service (IRS) periodically updates tax provisions for various reasons.

Note: The USA PATRIOT Act is a Federal Law requiring all financial institutions, as well as other organizations, to obtain, verify, and record information identifying each person who receives payment—both for security and tax purposes. Additional proof of identification may be required.

XIII. Presentation of the Business and Advocacy Agenda: Members and Associates must always observe proper conduct and representation of the MC500 business model, its rules, best practices, terms, and conditions. Business activities and group meetings related to MC500 should be based on information available on the website, as well as the prevailing business practices and protocols approved by MC500 management.

XIV. Advertising, Marketing, Promotional Materials, Brochures, and Business Cards: Customized, self-ordered, or self-made business materials and tools should include only the MC500 name, official logos, business slogan, URL or website name, text content in the mastheads, and the associate’s contact information. Additionally, MC500's official colors must be used consistently across all materials. The associate may omit some of this information but is not allowed to add any additional content as part of MC500's policy and code of conduct. Therefore, inquiries or consultations on this matter are encouraged. Additionally, “Too Good To Be True,” exaggerated, or inaccurate statements are strictly prohibited, as referenced in paragraph XV.

For convenience, the official format and content of these marketing materials (if necessary) will eventually be made available in various forms and software.

XV. Misrepresentation, Deceptive Acts, and/or Exaggerated Statements or Advertising of MC500's Business Opportunities, the Biz Software Package, Compensation, and Profile: Such actions are strictly prohibited and will be dealt with accordingly. The same applies when conducting, sponsoring, or hosting group presentations, business meetings, or person-to-person business presentations.

XVI. Club member/Associate Replicated Website: For a more professional, personalized URL and a convenient way of presenting MC500's business and advocacy, a replicated website will automatically be generated immediately after registration as part of the Biz Software package. Example: MotorClub500.com/MC5JoinTX.

XVII. Lost Checks and/or Unpaid Incentives and Commissions: Any unpaid payout and/or lost checks should be reported as soon as possible to MC500's processing office. In the case of a paper check, a "notarized affidavit" regarding a "lost check" must be drafted and sent to the MotorClub 500 mailing office or via the mc5photofile@gmail.com email by the member concerned — using the member's registered email. Likewise, any unpaid incentives and/or commissions will be resolved as soon as a report has been received — based on the records of MC500. Checks or unpaid payouts may be considered unprocessed, lost, or missing if not received within at least two (2) weeks from the payout cut-off date.

XVIII. Club membership Advocacy Cooperation: As a Club member, you are expected to cooperate in supporting MC500's advocacy for making roads safe and friendly for all motorists and pedestrians alike. This is consistent with state law. Therefore, any report or observation of misconduct and/or irresponsible driving — such as recklessness, aggressive behavior, driving under the influence of alcohol and/or drugs, risky multitasking while driving, road rage, illegal drag racing, road vandalism, numerous at-fault driving cases, or repeated violations of state laws — will be dealt with accordingly, and may result in Club membership disqualification.

XIX. Legal Indemnification and Settlement of Disputes: Registrants or participants agree to indemnify MC500, its parent company, management, and stakeholders from any legal issues or actions. In support of the legal and judicial system, MC500 adheres to the principle of amicable settlement in cases of disputes of significant importance. However, gross negligence, intentional violations of business rules and conduct, and/or fraudulent acts on the part of the registrant will be dealt with accordingly — including, but not limited to, appropriate legal action.

Registrants also agree to indemnify MC500 site management, its parent company, subsidiaries, and staff from any harm, legal liability, or obligation should this eCommerce site experience technical issues, temporary or permanent operational shutdowns due to unforeseen circumstances, the inability of the software service provider, or any cause beyond the management’s control. This may also include rare cases of identity theft and/or stolen personal account information.

If any issues occur with the referral or networking software, resulting in the inability to retrieve sales volume, referrals, or other pertinent information, members may need to start over. Therefore, in the event of technical problems, Club members are expected to be supportive and cooperative in addressing such issues fairly for all parties concerned.

XX. Computer Program/Software & Business Intellectual Rights: The customized computer program and/or modified software used on this website, along with the logos, business decals/stickers, trademarks, icons, slogan, and business model — originally conceptualized by the eCommerce site management/owner and developed through the expertise and services of a third-party website and software provider — are protected under the governing laws and claims of Copyright Protection, as set forth by the Copyright Office, Washington, DC 20559-6000, USA.